AUSTRALIA’S TRUSTED CAR LOAN SPECIALISTS

Get Pre-Approved
Before You Visit The Dealership

Compare 30+ lenders and know exactly what you can afford before you start shopping.

✓ Fast Pre-Approvals
✓ Competitive Rates
✓ Australia Wide
✓ No Obligation Assessment

★★★★★
617+ Google Reviews

AUSTRALIA’S TRUSTED CAR LOAN SPECIALISTS

Get Used Car

Compare 30+ lenders and know exactly what you can afford before you start shopping.

✓ Fast Pre-Approvals
✓ Competitive Rates
✓ Australia Wide
✓ No Obligation Assessment

★★★★★
617+ Google Reviews

AUSTRALIA’S TRUSTED CAR LOAN SPECIALISTS

Get UTE Cars

Compare 30+ lenders and know exactly what you can afford before you start shopping.

✓ Fast Pre-Approvals
✓ Competitive Rates
✓ Australia Wide
✓ No Obligation Assessment

★★★★★
617+ Google Reviews

AUSTRALIA’S TRUSTED CAR LOAN SPECIALISTS

Get your Dream Car

Compare 30+ lenders and know exactly what you can afford before you start shopping.

✓ Fast Pre-Approvals
✓ Competitive Rates
✓ Australia Wide
✓ No Obligation Assessment

★★★★★
617+ Google Reviews

AUSTRALIA’S TRUSTED CAR LOAN SPECIALISTS

Get Pre-Approved
Before You Visit The Dealership

Compare 30+ lenders and know exactly what you can afford before you start shopping.

✓ Fast Pre-Approvals
✓ Competitive Rates
✓ Australia Wide
✓ No Obligation Assessment

★★★★★
617+ Google Reviews

AUSTRALIA’S TRUSTED CAR LOAN SPECIALISTS

Get Pre-Approved
Before You Visit The Dealership

Compare 30+ lenders and know exactly what you can afford before you start shopping.

✓ Fast Pre-Approvals
✓ Competitive Rates
✓ Australia Wide
✓ No Obligation Assessment

★★★★★
617+ Google Reviews

Get Started

    1

    2

    3

    4

    5

    6

    What Are You Buying?




    Car Loan Application


    Enter your 11-digit ABN (spaces optional)

    Your Employment


    Your Income


    Credit History

    Housing Situation


    Residency Status


    Personal Details

    Credit History


    Housing Situation

    Residency Status

    Personal Details

    Final Step



    AUSTRALIA’S TRUSTED CAR LOAN SPECIALISTS

    Get Pre-Approved Before You Visit The Dealership

    Compare 30+ lenders and know exactly what you can afford before you start shopping.

    ★★★★★
    617+ Google Reviews

    AUSTRALIA’S TRUSTED CAR LOAN SPECIALISTS

    Get Used Car

    Compare 30+ lenders and know exactly what you can afford before you start shopping.

    ★★★★★
    617+ Google Reviews

    AUSTRALIA’S TRUSTED CAR LOAN SPECIALISTS

    Get UTE Cars

    Compare 30+ lenders and know exactly what you can afford before you start shopping.

    ★★★★★
    617+ Google Reviews

    AUSTRALIA’S TRUSTED CAR LOAN SPECIALISTS

    Get your Dream Car

    Compare 30+ lenders and know exactly what you can afford before you start shopping.

    ★★★★★
    617+ Google Reviews

    Get Started

      1

      2

      3

      4

      5

      6

      What Are You Buying?




      Car Loan Application


      Enter your 11-digit ABN (spaces optional)

      Your Employment


      Your Income


      Credit History

      Housing Situation


      Residency Status


      Personal Details

      Credit History


      Housing Situation

      Residency Status

      Personal Details

      Final Step



      Get Started

        1

        2

        3

        4

        5

        6

        What Are You Buying?




        Car Loan Application


        Enter your 11-digit ABN (spaces optional)

        Your Employment


        Your Income


        Credit History

        Housing Situation


        Residency Status


        Personal Details

        Credit History


        Housing Situation

        Residency Status

        Personal Details

        Final Step



        617

        Google Reviews

        15+

        Years Experience

        30+

        Lenders

        $500M+

        Funded

        Australia Wide

        Service

        Trusted By Australians

        617+ 5-Star Google Reviews

        Google

        Chris L.

        Purchased a Isuzu D-Max
        Low documentation requirements and very fast approval. The flexible finance options made it possible to purchase the perfect vehicle for my business.
        Google

        Priya S.

        Purchased a Kia Sportage
        Professional, quick and transparent service. The interest rate offered was excellent and the entire experience exceeded my expectations.
        Google

        Daniel K.

        Purchased a BMW X3
        Highly recommended. The finance process was straightforward and stress-free. I was able to drive away in my new vehicle sooner than expected.
        Google

        Michael R.

        Purchased a Ford Ranger
        Great communication and excellent customer service. They helped me secure a competitive finance package and saved me thousands compared to my bank.
        Google

        James T.

        Purchased a Toyota Hilux
        Super easy process and fast approval. Got a better rate than the dealer offered and the team kept me informed throughout the process.
        Google

        Used M.

        Purchased a Mazda CX-5
        The team made everything simple from start to finish. Pre-approval was completed quickly and I was able to purchase my vehicle without any hassle.
        How It Works

        Simple Steps To Your New Car


        1
        Apply Online

        Complete our quick eligibility form in just a few minutes.

        3
        Pre-Approval

        Receive your pre-approved borrowing limit, usually within 24hrs.

        2
        Assessment

        We compare your application across our 30+ lender panel.

        4
        Buy Your Vehicle

        Shop with confidence and negotiate from a stronger position.

        Finance All Types of Vehicles


        New Car

        Finance

        Used Car

        Finance

        Van

        Finance

        Ute

        Finance

        EV

        Finance

        Business

        Vehicle Finance

        Finance All Types of Vehicles


        New Car

        Finance

        Used Car

        Finance

        Van

        Finance

        Ute

        Finance

        EV

        Finance

        Business

        Vehicle Finance

        Frequently Asked Questions


        How quickly will I hear back after submitting my details?

        Most customers hear from our team within 24 hours. We’ll review your information and match you with the best car loan options available.

        Not at all. We work with a wide range of lenders, including those who can help if you’ve had credit challenges in the past.

        No. Submitting your details is completely free, and there’s no obligation to proceed with any offer.

        No, providing your details to us does not affect your credit score. If you choose to proceed with a lender, they may conduct a credit check as part of their approval process.

        Loan amounts vary depending on your circumstances, income, and lender criteria. Our team will let you know what you may qualify for once you submit your details.

        Buying new is more expensive, while buying used is typically cheaper. However, the decision isn’t always straightforward. Purchasing a new car often results in significant and immediate depreciation. On the other hand, buying used may save you money initially, but you might face higher maintenance costs down the road. The right decision depends on your individual circumstances. For instance, if you’re planning for a family, investing in a larger new vehicle might be a wise choice for its longevity, lasting you five to ten years. Conversely, a comparable used car may have a shorter lifespan.

        You’ve likely seen car dealerships advertise “zero percent” loans on TV or radio. While they may sound appealing, they often come with hidden fees and penalties. Dealers offering these loans may require you to purchase older models at retail price, potentially costing you more in the long run. Opting for a retail car loan from a reputable broker or lender while negotiating a better price is a smarter financial move that can save you money over time.

        Financing a car purchase means committing to monthly repayments. While it’s important to budget for these payments to avoid financial strain, it’s also essential to consider additional expenses. Beyond repayments, factor in costs such as insurance, fuel, servicing, and incidental expenses like cleaning. This comprehensive approach ensures you have a clear understanding of your total expenses and can budget effectively.

        The debate between buying privately and purchasing from a dealer continues in the car finance world. The best option depends on your priorities. Buying privately can save you money, but it comes with potential drawbacks like travel inconvenience, unreliable sellers, and the need for thorough document and vehicle identification verification. Dealer purchases generally involve higher costs but offer warranties, consumer law protection, and after-sales support. Consider what matters most to you: price, convenience, or added safety and support.

        Why Get Pre-Approved?

        Know Your Budget Before You Buy


        Avoid Dealer Pressure

        Walk into the dealership knowing exactly what you can spend. No pressure, just confidence.

        Compare Multiple Lenders

        Access a wide panel of lenders through one simple application and get the best deal.

        Buy With Confidence

        Know your repayments, total costs and borrowing power before you commit to anything.

        Estimate Your
        Repayments

        This calculator provides an estimate only.

        $50,000

        $10000

        $150000

        $10,000

        $0

        $150000

        5 Years

        $1

        $7

        7.4% p.a.

        $1

        $15

        Estimated

        Monthly Repayment

        $872
        Loan Amount $40,000
        Total Interest $12,320
        Total Repayable $52,320
        GET YOUR EXACT RATE →

        Access to 30+ lenders

        Ensuring you get a range of finance options tailored to your needs

        Ready To Buy Your Next Vehicle?

        Compare options from 30+ lenders and secure your pre-approval today.

        Australian Association Membership:

        Email

        info@getcarloans.com.au

        Phone

        1300 647 945

        Disclaimer & Terms:

        This website is owned and operated by Pure Capital Finance Pty Ltd (ABN 30 629 448 951).

        Pure Capital Finance Pty Ltd acts as an Authorised Credit Representative (Australian Credit Representative No. 512764) under Australian Credit Licence No. 389328.

        Any rates, repayments, or figures shown are indicative only and for quoting purposes. Actual rates, fees, charges and terms may vary depending on the lender and your individual circumstances.

        Loan approvals are subject to lender assessment, eligibility criteria, and responsible lending obligations. We do not guarantee approval.

        By submitting your details, you consent to Pure Capital Finance Pty Ltd collecting, using and disclosing your personal information to assess your enquiry, obtain quotes from lenders, and contact you in accordance with our Privacy Policy.

        The information on this website is general in nature and does not constitute financial or credit advice.

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